What can I do if I don’t have dental insurance?
Our teeth become more susceptible to decay, discolouration, breakage and erosion as we age - all things that need a dentist's attention. Some of us also have orthodontic issues or bite problems that need orthodontic treatment.
However, for many reasons, not everyone has dental insurance. Many people are self-employed, are precariously or occasionally employed or only work part-time. Others are retired. No matter the reason, if you're without insurance there are a few things you can do.
Purchase dental coverage.
You may be able to purchase dental insurance coverage privately for a monthly fee. Several insurance companies sell dental insurance plans to self-employed individuals and those who do not have coverage through an employer. Ask your insurance company about the right plan for you.
Talk to your dentist about a payment plan or financing options.
Talk to the administrative team at your dental or orthodontic office to find out of they offer a payment plan or financing that could help you manage your dental costs. At Thornhill Family Orthodontics, we offer various interest-free payment options and plans, pre-authorized payments, a no-credit check requirement and assistance filling our insurance forms.
Participate in a charity event.
Some non-profit dental associations host events where dentists offer free or low-cost dental services. These can be great for patients who would otherwise forgo attending dental appointments due to financial constraints.
Go to a dental school.
Dental schools offer good quality dental treatment at reduced costs so students going through training can gain experience. These students are closely supervised by licensed dentists who check each phase of their work.
Though your appointment may take longer than at your regular dentist’s office, the trade-off is that you can save significant cash.
Take preventive measures.
One way to make your dental bills less costly in the long run is to ensure you have a great oral care routine. Remember to brush at least twice daily for two minutes each time, and floss at least once a day.
This helps keep plaque, bacteria and gum disease at bay and can prevent having to visit a dental emergency clinic.
And while it may seem counter-intuitive, be sure to visit your dentist regularly for routine checkups and preventive care. These visits do come with a fee, but they could help you avoid more costly treatments down the road, because any developing problems can be caught early on, when they are still relatively straightforward to treat.
How much does a dentist or orthodontist appointment cost without insurance?
The cost of dental or orthodontic procedures and treatments not covered by insurance can vary, depending on the treatment, the severity of your case and other factors. We can provide an estimate for any procedures you may require.